
Kiva.org
Kiva is a mission-driven technology non-profit. It runs a global marketplace platform for crowd-funded micro-loans to serve the financially excluded in sectors such as education, water, clean energy, and refugee resettlement.
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Kiva is an international non-profit organization dedicated to expanding financial access for underserved communities. By connecting individuals through crowdfunded loans, Kiva empowers financially excluded groups, including underbanked women, refugees, climate-vulnerable populations, and systemically marginalized communities in the United States. Operating in 84 countries, Kiva has facilitated over $2 billion in loans since its inception in 2005, impacting more than 5 million people. The organization employs a team of over 100 staff members and 450 volunteers, with offices located in San Francisco, Nairobi, Bangkok, and Bogotá. Kiva's business model revolves around leveraging the power of crowdfunding to provide microloans, enabling individuals to support entrepreneurs and small businesses in need. This approach not only fosters financial inclusion but also promotes economic resilience and community development.
Keywords: financial access, underserved communities, crowdfunded loans, financial inclusion, microloans, underbanked women, refugees, climate-vulnerable, marginalized communities, economic resilience.