Yupindonesia

Yup Indonesia operates as an aggregator platform that connects customers with paylater products offered by licensed financial service institutions regulated by OJK (Financial Services Authority of Indonesia). The platform allows users to track their spending and receive reminders for upcoming payments, all within a single app. Yup Indonesia primarily serves consumers who seek flexible payment options for their purchases, offering 0% interest rates and installment plans of up to 12 months with a credit limit of up to Rp 40 million. The company generates revenue through partnerships with financial institutions and possibly through transaction fees or commissions. By providing access to paylater services, Yup Indonesia aims to empower users to manage their finances more effectively and shop at over 19 million merchants that accept GPN cards. The market it operates in includes the financial technology (fintech) sector, focusing on consumer finance and digital payments.

Keywords: aggregator, paylater, fintech, OJK, 0% interest, installment, financial management, GPN card, consumer finance, digital payments.