wikifolio

Wikifolio.com operates as a financial technology platform that enables investors to access and invest in a wide array of trading strategies made publicly visible by traders through virtual portfolios known as 'wikifolios'. The platform caters to both novice and experienced investors, offering transparent and customizable trading ideas regardless of the investment amount, whether it's 100 or 100,000 euros. Wikifolio.com serves the European market, particularly Germany, Austria, and Switzerland, but also has an international reach.

The business model revolves around the issuance of wikifolio certificates, which investors can purchase to track the performance of selected wikifolios. These certificates can be bought through banks or online brokers. The platform employs a 'high watermark principle' for its fees, meaning charges are only applied when a new annual high is reached, ensuring investors only pay for performance. The certificate fee is calculated daily based on the invested capital, and all costs are transparently included in the certificate price, with no hidden fees.

Wikifolio.com generates revenue through these certificate fees, which are accrued only when the performance criteria are met. The platform's extensive database of over 8,000 trading ideas allows investors to find strategies that align with their financial goals and risk tolerance. A scientific study by the Universities of Zurich and Geneva has shown that wikifolio certificates with significant investments tend to outperform the overall market and traditional investment funds.

Keywords: financial technology, trading strategies, virtual portfolios, investment platform, wikifolio certificates, transparent fees, high watermark principle, customizable trading, European market, online brokers.