Slope

Slope is a financial technology company that provides Buy Now, Pay Later (BNPL) solutions specifically tailored for business-to-business (B2B) transactions. The company serves small to medium-sized enterprises (SMEs) that require flexible payment options to manage their working capital more effectively. Operating primarily in the wholesale and retail markets, Slope's business model involves charging a 6% merchant fee on transactions. Once goods are shipped or services are delivered, Slope pays the merchant, thereby eliminating the risk of bad debt and the hassle of payment collections for the seller. This allows businesses to focus on growth without the financial strain of managing credit decisions and servicing loans. Slope's innovative approach aims to simplify access to capital for growing businesses, making it easier for them to scale without the traditional financial burdens.

Keywords: BNPL, B2B, SMEs, working capital, wholesale, retail, merchant fee, payment collections, financial technology, credit risk.