Saswat Finance

Saswat Finance is a fintech startup dedicated to transforming rural India by providing innovative financial solutions directly to the doorsteps of small and marginal farmers. Operating in the rural financial services market, Saswat Finance addresses the needs of approximately 140 million farmers who have limited access to traditional lending and agricultural inputs. The company employs a tech-driven, high-touch, and low-cost platform that is easily accessible to smallholder farmers, offering a range of advisory services and in-house solutions. By leveraging its extensive networks and decades of experience in rural financing and banking, Saswat Finance aims to improve rural livelihoods by doubling farmers' income over a period of four to five years through the flow of credit for income-producing assets. The business model focuses on financial inclusion, providing a comprehensive suite of services that meet both the financial and informational needs of its clients. Saswat Finance generates revenue by facilitating access to credit and offering advisory services, thereby empowering rural communities and enhancing their economic prospects.

Keywords: fintech, rural finance, smallholder farmers, credit access, advisory services, financial inclusion, rural India, tech-driven, low-cost, economic empowerment