Pagaya

Pagaya is a global financial technology company that specializes in using artificial intelligence (AI) to manage institutional money. The company operates in the asset management market, focusing on creating innovative financial products such as asset-backed securities (ABS). Pagaya's business model revolves around leveraging advanced machine learning technologies and big data analytics to identify and capitalize on lucrative opportunities in complex financial markets. By partnering with tech-enabled firms, Pagaya aims to deepen the understanding of consumer behavior and its implications for credit markets. The company generates revenue through the issuance and management of ABS, which are actively managed by AI, providing a unique value proposition to institutional investors. Pagaya's culture emphasizes collaboration, technological innovation, and inclusiveness, which enables it to move quickly and smartly in identifying opportunities and building end-to-end solutions. The company has successfully issued over $1 billion in ABS within a year and a half, demonstrating its capability and growth potential.

Keywords: AI, asset management, institutional investors, machine learning, big data, ABS, financial technology, consumer behavior, credit markets, innovation.