Normal Finance, Inc.

Normal Finance is a fintech startup revolutionizing personal finance by offering a unique blend of traditional banking and cryptocurrency services. The company caters to individuals seeking better returns on their deposits and more control over their money. Operating in the personal finance market, Normal Finance leverages cryptocurrency stablecoins to provide up to 12% interest on deposits, significantly higher than traditional banks. The business model involves converting a portion of users' funds into stablecoins, which are then lent out to trusted borrowers, generating higher returns. Normal Finance makes money by taking a small cut of the interest earned from these loans while passing the majority of the interest back to the users. Clients benefit from instant money transfers, zero fees, and access to a network of over 55,000 ATMs nationwide. The platform also ensures security with FDIC insurance for USD balances and crime insurance for digital assets.

Keywords: fintech, cryptocurrency, stablecoins, high-interest, zero fees, instant transfers, personal finance, Web3, ATM network, security.