
Easycash
Peer-to-peer lending platform facilitating digital co-funding services, licensed and supervised by the Financial Services Authority.
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Easycash is a peer-to-peer (P2P) lending platform operating under PT Indonesia Fintopia Technology, licensed and supervised by the Financial Services Authority of Indonesia. The platform connects lenders and borrowers, facilitating loans through an Information Technology Based Co-Funding Service. Easycash primarily serves individuals and small businesses seeking financial assistance, providing them with an alternative to traditional banking loans. The company operates in the fintech sector, focusing on digital financial services within Indonesia.
Easycash's business model revolves around earning revenue through interest rates on loans and service fees charged to borrowers. The platform acts as an intermediary, matching lenders with borrowers and managing the loan process. Lenders are advised to have sufficient knowledge and experience in P2P lending, as they bear the full risk of late or default payments. Easycash emphasizes transparency and legal compliance, recording all transactions digitally and using them as potential legal evidence in disputes.
The platform's market includes tech-savvy individuals and small enterprises looking for quick and accessible funding solutions. Easycash leverages technology to streamline the lending process, offering a user-friendly interface and efficient service.
Keywords: P2P lending, fintech, digital co-funding, financial services, Indonesia, small businesses, alternative loans, interest rates, legal compliance, technology-driven.