Intact Financial Corporation

Intact Financial Corporation is a prominent insurance provider in Canada, focusing on climate resilience, digital engagement, and community well-being. The company offers a range of insurance products, including home, auto, and business insurance, serving individual and commercial clients. Operating primarily in the Canadian market, Intact also has a significant presence in the UK and Ireland. The business model revolves around underwriting insurance policies and managing claims, generating revenue through premiums and investment income. Intact aims to achieve 10% NOIPS growth annually and a 500 basis points annual Return on Equity. The company is committed to enhancing customer experience, with 3 out of 4 customers digitally engaged, and aims to outperform the industry combined ratio by 5 points. Intact also invests in early-stage companies, particularly those pioneering in data and AI, to drive innovation and growth.

Keywords: insurance, climate resilience, digital engagement, community well-being, underwriting, premiums, investment income, customer experience, early-stage investments, data AI.