Halfmore

Halfmore is a financial technology company focused on empowering the next generation with financial literacy and wealth-building tools. The company operates in the personal finance market, specifically targeting parents and guardians who wish to secure a financially stable future for their children. Halfmore's core product is a custodial Roth IRA designed for children, which allows for tax-free growth and leverages compound interest. The platform is managed by AI, simplifying the process from earning to tax filing, making it stress-free for users. The business model revolves around providing a seamless, automated service that handles work history documentation, tax reporting, and financial education. Halfmore generates revenue through service fees and potentially through partnerships with financial institutions. The company's mission is to instill early saving habits and teach behavioral skills that contribute to long-term financial success. Built by Stanford graduates, Halfmore is committed to making tax-free wealth building accessible and effortless for every child.

Keywords: custodial Roth IRA, financial literacy, compound interest, AI management, tax-free savings, early saving habits, financial education, personal finance, wealth building, Stanford graduates.