Five Points Community Capital

Five Points is a community development finance institution that bridges the gap between large financial institutions and underserved markets. Established in 2009, the company focuses on providing capital and expertise to Community Development Financial Institutions (CDFIs) and borrowers who lack access to traditional financial resources. Five Points operates by aggregating investment opportunities, underwriting, and managing assets for larger institutions, while also offering capacity-building technical assistance to CDFIs and borrowers. This dual approach ensures that both investors and underserved communities benefit from the transactions. The company serves a diverse range of clients, including small businesses and real estate developers in low-income urban and rural areas. Five Points generates revenue through service fees from larger institutions and consulting fees for technical assistance. The business model is designed to create impactful, return-generating transactions that transform communities and offer diversification opportunities for investors.

Keywords: community development, finance, underserved markets, CDFIs, technical assistance, asset management, capacity building, low-income communities, investment opportunities, public-private partnerships.