First Access

First Access is a fintech company specializing in custom software solutions for small business lenders. The company operates in the financial technology sector, focusing on providing a smart data platform that enables highly configurable credit origination, scoring, and management. This platform allows lenders to automate their own scoring algorithms, business rules, calculations, underwriting standards, recommendations, and actions on any data at any time in the customer lifecycle.

First Access serves a diverse range of clients, including small business lenders, microfinance institutions, and digital credit providers. The company operates primarily in emerging markets, targeting underserved customers and the informal sector. Its business model revolves around offering a subscription-based software-as-a-service (SaaS) platform, which generates revenue through licensing fees and additional service charges for custom configurations and strategic insights provided by their expert team.

The platform's key features include digitizing credit products, roles, and processes for the end-to-end customer lifecycle, incorporating data and scores from partners, and enabling smart decision-making for growth. It also offers real-time notifications and insights, configurable customer relationship management tools, and the ability to launch custom credit applications tailored to unique requirements in as little as two weeks.

First Access aims to drive digital transformation for lenders, balancing automation with human judgment to maximize collaboration, compliance, and growth.

Keywords: fintech, credit origination, scoring algorithms, microfinance, digital credit, automation, emerging markets, loan approvals, SaaS, data-driven.