Credit Siddhi

CreditSiddhi operates within the financial services sector, focusing on credit decision-making for business entities. Utilizing AI and big data, the company provides a comprehensive credit ecosystem that enables enterprises and financial institutions to acquire, appraise, transact, monitor, and collaborate effectively. The business model revolves around leveraging both standard and alternative data to offer flexible decision-making models. CreditSiddhi's services include onboarding enterprises through analytics-based, data-driven engines, and providing insights to mitigate risks associated with credit portfolios. The company serves financial institutions and alternative investment funds (AIFs) by curating and appraising opportunities, which are then offered as consolidated books. With a network spanning 55 cities in India, CreditSiddhi aims to optimize efforts and reduce costs by minimizing potential non-performing assets (NPAs). The company generates revenue through its portfolio assessment engine and credit book acquisition services, which streamline customer and supplier onboarding processes.

Keywords: credit, AI, big data, risk management, financial institutions, enterprises, data intelligence, portfolio assessment, acquisition, India.